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The company, which previously only helped people transfer money, is now aiming to create a single global payment system. Imagine a world where money knows no boundaries, and payment takes place right during a conversation with your AI assistant, without having to switch between applications. And this is not fiction, but an ambitious PayPal World project that plans to become a universal payment language for the entire planet. The launch is scheduled for autumn 2025.

The main idea of this financial revolution is to unite disparate payment systems into a single network. For the first time, giants such as Venmo, Mercado Pago, UPI and Tenpay Global, serving a total of 2 billion users, will be able to seamlessly interact with each other through a single platform. PayPal World is designed not as another service, but as a foundation for the global economy, a kind of digital glue.

This connection will be provided not by magic, but by technology: open APIs and a cloud infrastructure with many regional nodes.

PayPal World looks not only to the future, but also to the future of interaction with technology. The platform is initially being developed for integration with artificial intelligence. Paying directly in a chat with a virtual assistant is just the beginning. The plans include dynamic payment buttons and the integration of stablecoins for stability. Finance is becoming an integral and almost invisible part of our digital lives.

According to PayPal CEO Alex Criss, "PayPal World is dedicated to making transfers between countries and systems simple, predictable, and accessible to our 2 billion users and millions of businesses. We are not just creating a service, but a new reality."

Although PayPal has previously emphasized the role of banks in legitimizing stablecoins, the scale of PayPal World makes one wonder if the company is preparing the ground for a world where traditional banks will become just nodes in its own, more flexible and faster network.