Forget about the tedious salary expectations, confusing bank transfers with a bunch of hidden fees and the headache of international settlements. The giants of the digital economy, Rain, a platform that issues stablecoin–based payment cards, and Toku, a company specializing in token and stablecoin payroll solutions, decided to join forces to breathe new life into the outdated payroll system.

Their collaboration is the world's first comprehensive and legally sound system for paying salaries in stablecoins, which already works for companies and employees in more than 100 countries.

We are not talking about some artisanal methods, but about a full-fledged, well-established mechanism that takes into account all tax and regulatory requirements in more than a hundred countries around the world.

Imagine this: a company wants to pay its team in USDG, USDC, or RLUSD. Previously, this meant dancing with a tambourine around tax regulations and labor laws in a hundred different countries, as well as eternal confusion with translations. Now it's enough to simply connect the Rain infrastructure to the Toku platform. The latter acts as a universal "tax shield" and calculator.

And then the real magic of automation begins. The calculated amount, which has already been cleared of all tax difficulties, is instantly converted into the selected stablecoin. The money does not stay in intermediate accounts, but is immediately sent either to the employee's crypto wallet or to his digital account. No more waiting for 3-5 banking days – funds are available instantly.

And here we can see the main feature from Rain. An employee can not just store the received stablecoins in a wallet, but immediately spend them in the real world using Rain cryptographic payment cards. Coffee, groceries, bill payments – everything is as usual, but without the need to first bring the crypt to the stock exchange, sell it and wait for the money to be credited to the card. The entire salary-spend cycle takes only a few minutes and a couple of clicks. Also, thanks to integration with popular payroll services such as ADP, Workday and Gusto, it will be very easy for accounting departments to switch to this system.

The Rain and Toku alliance sets a new standard for what salary payments should look like in the era of globalization and digital assets. This is a transition from bureaucratic routine to financial freedom and operational efficiency.